AI and Fintech Fusion Transforms SME Banking

AI and Fintech Fusion Transforms SME Banking

  • November 3, 2025

China’s small and medium enterprises are experiencing a transformation in financial access driven by the convergence of artificial intelligence and fintech. In 2025, AI-powered lending and risk assessment systems became central to SME banking, cutting loan approval times from weeks to minutes. The

AI in Banking: How Automation Cuts Loan Risks Across Chinese Fintechs

AI in Banking: How Automation Cuts Loan Risks Across Chinese Fintechs

  • October 22, 2025

China’s financial sector is entering a new era of AI-driven automation, where machine learning and predictive analytics are redefining credit risk management. In 2025, fintech firms and banks across China are using artificial intelligence to streamline lending operations, identify defaults before they occur,