The Strategic Logic Behind China’s Fintech Regulation Over the Past Decade

The Strategic Logic Behind China’s Fintech Regulation Over the Past Decade

  • December 17, 2025

Regulation as a Long Term Strategy Over the past decade, fintech regulation in China has followed a strategic logic shaped by scale, risk awareness, and institutional learning. Rather than reacting to individual market events, regulators have gradually built a framework that evolves alongside

China’s Fintech Regulation Tightens on Digital Lending and Online Banking

China’s Fintech Regulation Tightens on Digital Lending and Online Banking

  • September 26, 2025

China’s regulators are tightening rules on digital lending and online banking, signaling the next phase in efforts to stabilize the country’s fast-growing fintech sector. The new measures are aimed at reducing systemic risk, improving consumer protection, and ensuring that digital finance platforms operate