中国快讯 (China Crunch) 为中国读者提供及时的加密新闻、市场洞察和监管动态。
AI in Banking: How Automation Cuts Loan Risks Across Chinese Fintechs
China’s financial sector is entering a new era of AI-driven automation, where machine learning and predictive analytics are redefining credit risk management. In 2025, fintech firms and banks across China are using artificial intelligence to streamline lending operations, identify defaults before they occur,