Across China’s major tech hubs, a new generation of integrated stable payment systems is quietly transforming how value moves inside digital platforms. Cities such as Shenzhen, Hangzhou and Shanghai are already known for rapid experimentation, but the latest wave of development goes deeper
China’s rapid advances in artificial intelligence are beginning to reshape the foundations of its financial system, and programmable payments are emerging as one of the most important tools in this transition. As AI powered platforms expand across logistics, retail, social commerce and enterprise
Cross border tech expansion is accelerating, but the systems powering international payments, settlements and value exchange are being transformed just as quickly. Traditional banking rails, once the backbone of global commerce, are increasingly complemented by stable digital architecture designed for speed, predictability and
China’s fintech ecosystem is entering a defining phase as digital settlement layers evolve from experimental concepts into core financial infrastructure. Over the past decade, the country has embraced mobile payments, QR code commerce and wallet based transactions at a scale unmatched anywhere else.
The BRICS bloc has entered a transformative phase of financial collaboration, expanding its focus from trade coordination to digital settlement integration.At the 2025 BRICS Finance and Innovation Forum, member countries, including China, India, Brazil, Russia, South Africa, and new participants such as Saudi
