China is preparing to take a significant step in the evolution of its central bank digital currency by introducing interest payments on digital yuan balances starting January 1, 2026. The move signals a shift in how the digital yuan is positioned within the
China’s fintech ecosystem has entered a phase of disciplined expansion. Once characterized by rapid, unregulated growth, it is now guided by a clear policy framework emphasizing risk management, consumer protection, and financial stability. As the world’s largest fintech market, China continues to innovate
The International Monetary Fund has praised China’s digital payment reforms as a global benchmark for financial inclusion and monetary modernization. In its 2025 Financial Stability Review, the IMF highlighted China’s progress in creating a balanced digital ecosystem that combines innovation with regulation. The
China’s digital yuan is rapidly emerging as a preferred settlement tool in cross-border trade across Southeast Asia. Supported by the People’s Bank of China (PBoC) and regional central banks, the digital yuan has entered the next phase of internationalization. According to Reuters and
China’s digital yuan, officially known as the e-CNY, is moving beyond its domestic testing phase into a new era of international adoption. What began as a pilot program in a few Chinese cities has now evolved into a cross-border initiative involving several ASEAN
IntroductionChina’s central bank digital currency, the Digital Yuan (e-CNY), continues its nationwide expansion in 2025, with pilot programs extending to major cities and regional hubs. The initiative aims to enhance payment efficiency, financial inclusion, and digital economy integration. Expansion efforts are closely monitored
