China is preparing a renewed push to expand the use of its digital yuan in 2026, seeking to turn early technical leadership into meaningful everyday adoption. Despite being one of the first major economies to launch a government backed digital currency, the digital
Regulation as a Design Choice China’s regulatory framework is increasingly shaping fintech innovation through deliberate design rather than reactive control. As digital finance became essential to everyday economic activity, regulation evolved to guide how innovation should unfold. This approach reflects an understanding that
Nearly ten years ago, Hong Kong’s fintech scene looked nothing like the vibrant ecosystem it has become today. When Alvin Kwock, co-founder of digital insurer OneDegree, attended the first-ever Hong Kong FinTech Week in November 2016, the event took place in a modest
After nearly three years of intense oversight and restructuring, China’s fintech ecosystem is showing strong signs of recovery. New investment flows, strategic mergers, and government-backed innovation hubs have rejuvenated a sector once stifled by regulatory uncertainty. According to data from the China Fintech
China’s fintech landscape is undergoing a critical transformation as regulators seek to strike a balance between innovation and control. After years of rapid, largely unchecked growth, the sector has entered a phase defined by compliance, transparency, and systemic risk prevention. From the rise
China’s fintech sector has transformed the way payments, credit, and wealth management operate for nearly a billion users. What began with mobile wallets and online marketplaces has expanded into a comprehensive digital finance ecosystem that shapes consumer behavior, business operations, and even monetary
