As fintech platforms scale across markets and user bases, the need for efficient, predictable and high speed clearing has become one of the industry’s most urgent challenges. Traditional settlement systems, built on legacy banking architecture, were never designed to handle the real time,
Cross border tech expansion is accelerating, but the systems powering international payments, settlements and value exchange are being transformed just as quickly. Traditional banking rails, once the backbone of global commerce, are increasingly complemented by stable digital architecture designed for speed, predictability and
China’s fintech ecosystem is entering a defining phase as digital settlement layers evolve from experimental concepts into core financial infrastructure. Over the past decade, the country has embraced mobile payments, QR code commerce and wallet based transactions at a scale unmatched anywhere else.
China’s technology ecosystem has consistently demonstrated a capacity for rapid innovation, from mobile payments to artificial intelligence and blockchain applications. In recent years, a notable trend has emerged among tech founders: experimentation with stable assets, particularly modular stablecoins such as RMBT. These experiments
